Zulfikor Toshmukhamedov

Audit & Finance Professional | Moving into Economist & Digital Transformation Traineeship Incoming M.Sc. student, Sustainability Management & Economics - University of Trier

About Me

I started out with a finance degree in Tashkent, drawn to the idea that behind every number is a decision someone had to make well. That curiosity took me into audit – two years at KPMG, testing the numbers other people build their decisions on.It's exacting work. I have spent real time inside payroll cycles, receivables, payables, and stock taking as part of business process – tracing figures back to source, reconciling what should match, and asking why it sometimes doesn't. Along the way I found the part I enjoy most is not the checking itself, but the automation behind it: building Excel-based tools that noticeably cut down manual review time and turned messy client data into something structured working papers.That's the thread I'm pulling on now. I'm moving from verifying processes to helping redesign them – which is why I'm heading to Germany for a Master's in Sustainability Management & Economics at the University of Trier, learning German from scratch along the way.I'm looking for a role where audit discipline, financial modeling, and a genuine interest in how businesses run more sustainably can actually meet – in corporate finance, digital transformation, or ESG.

Skills

  • Audit & Accounting

IFRS | ISA | Substantive Testing | Bank Reconciliations | Internal Controls | Risk Assessment

  • Data & Automation

MS Office Suite | Advanced Excel

  • Certifications

ACCA – F3 Passed | F1 & F2 Exempted (academic degree)

Experience

1. Audit Assistant – KPMG Audit LLC | Jul 2024 – Jul 2026

Substantive testing and control testing across cash, receivables, payables, and payroll. Led sections of engagements and mentored junior staff.


2. Financial Analyst (Part-time) – Spectrum Collection LLC | Dec 2023 – Jun 2024

Analyzed non-performing loan portfolio trends and presented financial performance metrics to General Director


3. Production Planning Specialist
(Part-time) – Flowers Garden LLC
| Jun 2021 – Sep 2023

Controlled warehouse stock and consolidated operational data (production, sales and etc.) into management-focused dashboard summaries, alongside full-time studies

Education

M.Sc. Sustainability Management & Economics – University of Trier, Germany | Oct 2026 – Sep 2028


B.Sc. Finance and Financial Technologies – Tashkent State University of Economics | Sep 2020 – May 2024


Contact

Open to Corporate Finance, Digital Transformation, and ESG roles across Luxembourg and the EU.